

Unlike a forum, situating these insights in lecture-note margins makes them available and draws student attention to them at the specific moment those insights are needed." Like an online forum, NB leverages the insights of all students to clarify ideas and answer questions at a scale that a lone teacher cannot achieve. Finally, NB provides comment browsing interfaces that help scale the staff’s workload of coping with reading assignments in large classes."įurther insights from Karger describe examples of NB's effectiveness to clarify ideas by situating them where they will have maximum meaning to students: "NB is a tool that enables and encourages students and faculty to collaboratively author and discuss questions, comments, and answers in the margins of online lecture notes. Evaluation shows that students prefer to use online tool to read their notes, rather than printing out copies that are missing these annotations. Questions and comments from students as well as replies from faculty are displayed inplace and provide a new perspective on the content. In Karger and Zyto's words, "NB encourages students to participate in the class material, even students who are not verbally active in class. Recipient of a D'Arbeloff grant and the 2009 Microsoft Research iCampus Technology Innovation Student Prize, the NB tool is currently used in several MIT courses and in over 100 courses in 10 external institutions. Who are the non-bank lenders now and how are they making a comeback?Īre other countries approaching securitization in a similar way as the U.S.NB (nota bene) is a web-based collaborative annotation tool that facilitates communication among students and their instructors, centered around better understanding of course reading material.ĭesigned by the Haystack Group in the Computer Science and Artificial Intelligence Laboratory at MIT, NB reflects the collective efforts of Prof David Karger and graduate student Sasha Zyto. Why FinTech companies are ripe for entering into this space? How are FinTech companies in San Francisco changing the landscape of securitization? Has access to technology and artificial intelligence affected secured transactions? Is securitization making a comeback in San Francisco? How did the 2008 financial crisis affect the decline of securitization? What is the minimum “skin in the game” in a typical securitization? Where do the risks lie with structured finance?

Why securitization is important for the credit industry in the U.S.? What is structured finance and securitization? Subscribe on Apple Podcasts, Google Play or Stitcher to receive every new episode as soon as they're published! regulatory structure particularly as it relates to lending products. Colleen, and her colleagues in Sheppard Mullin’s Financial Services Group, help clients navigate the U.S. Colleen works with banks, marketplace lenders and alternative capital providers, fintech companies, sellers and investors to structure debt transactions utilizing cash-flow generating assets in all stages of development. Colleen is a seasoned securitization and structured finance attorney with significant market know-how in terms of both working capital financing and capital markets transactions. Joining host Michael Cohen for this conversation is Colleen McDonald.

We’re exploring this changing landscape of the securitization market with the increase of access to information through technology and the uptick in FinTech companies. west coast which has become the hub of FinTech activity. There has been a resurgence and renewed vigor in the new economy securitization market, particularly on the U.S.
